NC Housing Finance Agency Homeowner Rehabilitation Loan

North Carolina Housing Finance Agency

Available Home Repair

About This Program

Provides deferred-payment loans to repair or rehabilitate owner-occupied homes for low-income households. Loan is interest-free and payment is deferred as long as the home remains owner-occupied.

Deferred loan, no monthly payment while you occupy the home

Key Details

  • Deferred-payment loan up to $50,000
  • Interest-free financing
  • Income at or below 80% AMI
  • No monthly payments while owner-occupied
  • Covers major repairs and accessibility modifications

How to Apply

A grant-savvy contractor in Jacksonville, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing through local administrators

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Jacksonville, NC

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