Home Improvement Grants in Jacksonville.

Find grants, rebates, forgivable loans, and free programs for Jacksonville, NC, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Jacksonville, NC, with individual awards up to $126,526. 7 programs target seniors, 4 serve veterans, and 10 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

North Carolina Weatherization Assistance Program (WAP)

Federally funded weatherization program that reduces energy costs by improving home energy efficiency for income-qualifi...

Weatherization
Up to $50,000 deferred loan

NC Housing Finance Agency Homeowner Rehabilitation Loan

Provides deferred-payment loans to repair or rehabilitate owner-occupied homes for low-income households. Loan is intere...

Home Repair
Up to $25,000 forgivable loan

Onslow County Owner-Occupied Rehabilitation Program

County-administered program providing forgivable loans for necessary home repairs to income-qualified homeowners in Onsl...

Home Repair
Up to $15,000 grant

Jacksonville CDBG Accessibility Modification Program

Grant program for accessibility modifications to enable disabled or elderly residents to remain in their homes safely. C...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program offering low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair or i...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to construct or adapt a home to meet their accessibility ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home to accommodate their disability. Availabl...

Veterans
Free lead hazard removal

North Carolina Lead Hazard Reduction Program

HUD-funded program to identify and eliminate lead-based paint hazards in homes built before 1978 with children under age...

Home Repair
Up to $500 rebate

Duke Energy Heat Pump Rebate Program

Cash rebate for Duke Energy Progress customers who install qualifying high-efficiency heat pumps. Rebate amount varies b...

Energy
$35 tune-up (95% discount)

Duke Energy Smart Saver HVAC Tune-Up

Subsidized HVAC tune-up service for Duke Energy customers at deeply discounted price. Includes inspection, cleaning, and...

Energy
Up to $450 rebate

Duke Energy Water Heater Rebate

Rebate for Duke Energy customers who install high-efficiency electric or heat-pump water heaters. Higher rebates availab...

Energy
35% state tax credit, max $10,500

North Carolina Solar Energy Tax Credit

State tax credit equal to 35% of the cost of purchasing and installing solar electric or solar water heating systems, ca...

Solar/Renewable
Up to $600 solar rebate

Duke Energy Solar Rebate Program

Rebate for Duke Energy Progress residential customers who install rooftop solar systems. Rebate is paid per kilowatt of ...

Solar/Renewable
Up to $5,000 grant

Jacksonville Senior Home Repair Grant

Grant program for senior homeowners (62+) in Jacksonville and Onslow County to make urgent home repairs that affect safe...

Seniors & Disability
Property tax exclusion on $25,000-$50,000 of home value

North Carolina Elderly & Disabled Property Tax Exclusion

Property tax exclusion for North Carolina homeowners aged 65+ or totally disabled. Excludes $25,000 or 50% of home value...

Property Tax Relief
Up to $45,000 property tax exclusion

North Carolina Disabled Veteran Property Tax Exclusion

Property tax exclusion for disabled veterans in North Carolina. Exclusion amount ranges from $10,000 to $45,000 based on...

Property Tax Relief
Up to $3,000 loan

Jacksonville Sewer Lateral Repair Assistance

Low-interest loan program to help Jacksonville homeowners repair or replace damaged sewer lateral lines from the home to...

Home Repair
Up to $50,000 grant for disaster repairs

North Carolina Disaster Recovery Program

State-administered federal disaster recovery grants for homeowners affected by federally-declared disasters. Assists wit...

Disaster
Up to $30,000 forgivable loan

Onslow County HOME Investment Partnerships Program

Federal HOME funds administered by Onslow County for substantial home rehabilitation for low-income homeowners. Forgivab...

Home Repair
Up to $5,000 emergency grant

Jacksonville Emergency HVAC Repair Grant

Emergency grant for Jacksonville homeowners facing immediate heating or cooling system failure that poses a health or sa...

Emergency
Up to $10,000 in repair assistance

Onslow County Military Family Housing Assistance

Housing rehabilitation assistance specifically for active-duty military families and veterans in Onslow County. Provides...

Veterans

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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