USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program offering low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair or improve their homes. Seniors aged 62+ may qualify for grants up to $10,000 to remove health and safety hazards.

Loan at 1% interest for 20 years; seniors 62+ may receive grant portion

Key Details

  • Loan up to $40,000 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Must be in eligible rural area
  • Covers health, safety, and structural repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(919) 873-2075

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Deadline: Rolling applications, funds limited

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