NJHMFA Small Cities Affordable Housing Program

New Jersey Housing and Mortgage Finance Agency

Available Home Repair

About This Program

Provides forgivable loans to very low- and low-income homeowners for substantial rehabilitation. Administered through participating municipalities in New Jersey. Loan forgiven after affordability period.

Average forgivable loan for comprehensive rehabilitation

Key Details

  • Forgivable loans up to $100,000
  • Very low and low income households
  • Substantial rehabilitation work
  • Administered by municipalities
  • Forgiven after affordability period

How to Apply

Deadline: Applications through participating municipalities

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