Jersey City Owner-Occupied Rehabilitation Program

Jersey City Department of Housing, Economic Development & Commerce (CDBG)

Available Home Repair

About This Program

Provides forgivable loans for major home rehabilitation to low- and moderate-income homeowners in Jersey City. Loan is forgiven after maintaining owner-occupancy for five years.

Typical loan amount for comprehensive rehabilitation work

Key Details

  • Forgivable loan up to $50,000
  • Must be owner-occupied in Jersey City
  • Income at or below 80% AMI
  • Forgiven after 5 years of occupancy
  • Covers major systems and structural work

How to Apply

Deadline: Applications accepted year-round

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