City of Johnstown Owner-Occupied Rehabilitation Program

About This Program

CDBG-funded forgivable loan for owner-occupied homes in Johnstown city limits requiring major repairs. Loan forgiven after 5 years of continued occupancy. Income must be at or below 80% Area Median Income.

Forgivable loan, no repayment if you remain in the home for 5 years

Key Details

• Forgivable loan up to $20,000 for major repairs
• Income at or below 80% AMI required
• Must be owner-occupied in Johnstown city limits
• Loan forgiven after 5 years of continued residency
• Covers roofing, plumbing, electrical, structural repairs

How to Apply

A grant-savvy contractor in Johnstown, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round, subject to funding availability