PHFA Access Modification Program

Pennsylvania Housing Finance Agency

Available Senior & Disability

About This Program

Forgivable loan for accessibility modifications to homes occupied by persons with disabilities. Covers ramps, widened doorways, accessible bathrooms, and other ADA-compliant modifications. Loan forgiven after 3 years of continued occupancy.

Forgivable loan, no repayment if occupant remains in home 3 years

Key Details

  • Forgivable loan up to $15,000 for accessibility mods
  • Income at or below 80% AMI required
  • Person with disability must occupy the home
  • Covers ramps, bathroom mods, doorway widening
  • Forgiven after 3 years of continued occupancy

How to Apply

A grant-savvy contractor in Johnstown, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round program

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