PHFA Home Improvement Loan Program

Pennsylvania Housing Finance Agency

Available Home Repair

About This Program

Low-interest home improvement loan for Pennsylvania homeowners to finance major repairs, renovations, and accessibility modifications. Loan terms up to 20 years with competitive fixed interest rates.

Loan amount based on creditworthiness and home value, estimate shows mid-range

Key Details

  • Low-interest loan up to $35,000
  • Available for major repairs and renovations
  • Fixed interest rates, up to 20-year terms
  • Managed through participating lenders statewide
  • Credit and income review required

How to Apply

Get free help applying Visit Official Program Page Track this program

(855) 827-3466

A grant-savvy contractor in Johnstown, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Johnstown, PA contractors

Find More Programs in Johnstown, PA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs