USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA provides very low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants available only to seniors 62+ who cannot repay a loan.

Loan at 1% APR; grant up to $10,000 for seniors 62+ only

Key Details

  • Loan up to $40,000 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very low-income required (50% AMI)
  • Available in eligible rural areas near Joliet
  • Covers health and safety repairs

How to Apply

Visit Official Program Page Track this program

(217) 403-6220

Deadline: Rolling applications, subject to funding availability

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