Find grants, rebates, forgivable loans, and free programs for Joliet, IL, filtered to your situation.
As of June 2026, 31 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Joliet, IL, with individual awards up to $126,526. 8 programs target seniors, 3 serve veterans, and 9 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 22 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to owner-occupied households in Joliet with income at or below 80% AMI....
Provides grants for ADA-compliant accessibility modifications to owner-occupied homes in Joliet for households with docu...
Provides grants for health and safety repairs to owner-occupied homes in Joliet for households with head of household ag...
State and federally funded program to reduce lead-based paint hazards in qualifying Joliet homes built before 1978 with ...
Provides grants to repair or replace private sewer laterals for owner-occupied homes in Joliet with income at or below 8...
Provides grants to replace private water service lines for owner-occupied homes in Joliet with income at or below 80% AM...
Federally funded program administered by Illinois DCEO providing free weatherization services to income-eligible househo...
Low-interest loan program for Illinois homeowners to finance major home repairs and improvements. Loans available at 3% ...
ComEd offers rebates for energy-efficient appliances, smart thermostats, LED lighting, and central air conditioning upgr...
Nicor Gas offers rebates for high-efficiency furnaces, water heaters, smart thermostats, and insulation upgrades to resi...
Free energy efficiency upgrades including LED bulbs, smart thermostats, refrigerators, and weatherization services for i...
Free weatherization services including insulation, air sealing, and furnace tune-ups for income-qualified Nicor Gas resi...
State rebate program for air-source and ground-source heat pump installations in existing Illinois homes. Part of federa...
Illinois Shines provides solar renewable energy credit payments for residential solar installations in ComEd territory. ...
Federal income tax credit equal to 30% of the cost of solar panel and battery storage system installation for residentia...
USDA provides very low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, improv...
VA grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disabili...
VA grant for veterans with certain service-connected disabilities to adapt a home to meet their disability-related needs...
Will County provides HOME-funded forgivable loans for major home repairs to owner-occupied households with income at or ...
Federally funded program providing assistance with home heating and cooling costs for low-income Illinois households. Pr...
Year-round utility assistance program for low-income Illinois households, reducing monthly gas and electric bills to a f...
Emergency furnace repair or replacement for LIHEAP-eligible households facing a heating crisis during winter months. Ser...
Matching grant program for owners of historic properties in designated Joliet historic districts to preserve and restore...
HOME-funded forgivable loan for down payment and closing cost assistance to first-time homebuyers purchasing in Joliet w...
CDBG-funded forgivable loan for foundation and structural repairs to owner-occupied homes in Joliet with income at or be...
Will County Senior Services provides small grants for home safety and accessibility repairs to seniors age 60 and older ...
Nonprofit organization providing free home repairs to low-income homeowners who are seniors, veterans, or persons with d...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
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31 programs are currently listed for Joliet, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Joliet, 22 programs do not require repayment, 4 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.