Find grants, rebates, forgivable loans, and free programs for Kearny, NJ, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Kearny, NJ, with individual awards up to $150,000. 4 programs target seniors, 2 serve veterans, and 12 require no income limit.
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides no-cost energy efficiency improvements to income-qualified homes including insulation, air sealing, heating sys...
Provides forgivable loans for major home repairs to low- and moderate-income homeowners statewide. Loan is forgiven afte...
Provides free lead hazard evaluation and remediation for homes built before 1978 where children under age 6 reside. Serv...
Provides grants for owner-occupied home repairs to low- and moderate-income households in Hudson County. Covers essentia...
Offers rebates for energy-efficient upgrades including insulation, air sealing, HVAC equipment, and water heaters. Progr...
Provides rebates for qualified air-source and ground-source heat pump installations. Rebates range from $500 to $5,000 d...
Provides Solar Renewable Energy Credits (SRECs) for solar panel installations, which can be sold on the open market. Com...
Offers rebates for purchasing and installing qualifying smart thermostats that help reduce energy consumption. Eligible ...
Reimburses eligible senior and disabled homeowners for property tax increases on their principal residence. Freezes prop...
Provides loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize their h...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...
Assists veterans with certain service-connected disabilities to adapt a family member's home in which they will reside. ...
Provides deferred, zero-interest loans for home rehabilitation to low-income homeowners. Loan is forgiven after 15 years...
Provides emergency grants for sewer lateral repairs to low-income homeowners facing imminent health and safety hazards. ...
Provides grants to seniors age 60+ for home modifications that improve safety and accessibility, allowing them to age in...
Provides grants to homeowners for unmet disaster recovery needs following federally-declared disasters. Historically act...
Provides matching grants for the restoration and preservation of historic properties listed or eligible for the State or...
Provides assistance with heating costs and energy bills for low-income households. Also offers services for emergency he...
Offers rebates for purchasing Energy Star certified appliances including refrigerators, clothes washers, dryers, and wat...
Provides property tax relief to New Jersey homeowners and renters. Benefit amounts range from $450 to $1,500 for homeown...
Offers rebates for installing qualifying tankless gas water heaters with an Energy Factor of 0.82 or higher. Must be ins...
Provides grants for accessibility improvements to owner-occupied homes for persons with disabilities. Covers wheelchair ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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