USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Provides loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes, or to remove health and safety hazards. Seniors may qualify for grants up to $10,000.

Grant portion for seniors 62+; loan at 1% interest for others

Key Details

  • Grants up to $10,000 for seniors 62+
  • Loans up to $40,000 at 1% interest
  • Very low income required (50% AMI)
  • Must be in eligible rural area
  • Covers health and safety repairs

How to Apply

A grant-savvy contractor in Kearny, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Kearny, NJ

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