USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans up to $40,000 for very low-income homeowners to repair or improve their homes in eligible rural areas. Interest rate is 1% with up to 20-year repayment term. Must be unable to obtain credit elsewhere.

Low-interest 1% loan repaid over up to 20 years

Key Details

  • Low-interest 1% loan up to $40,000
  • Income at or below 50% AMI required
  • Must be in eligible rural area
  • Up to 20-year repayment term
  • Cannot obtain credit elsewhere

How to Apply

A grant-savvy contractor in Keller, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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