USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas near Kennewick to repair, improve, or modernize their homes. Grants available for seniors 62+ who cannot repay a loan, for accessibility and safety improvements.

Combination of 1% interest loan plus grant for seniors; typical package shown

Key Details

  • Loan up to $40,000 at 1% interest for repairs
  • Grant up to $10,000 for seniors 62+ (no repayment)
  • Very low-income requirement (50% AMI or below)
  • Must be in eligible rural area near Kennewick
  • Covers health, safety, and accessibility repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(509) 663-0006

A grant-savvy contractor in Kennewick, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to annual funding allocation

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