Texas Bootstrap Loan Program

Texas Department of Housing and Community Affairs

Available Home Repair

About This Program

Low-interest loans for very low-income Texans to repair, renovate, or reconstruct substandard housing in eligible rural areas. Applicants must contribute at least 65% of the labor (sweat equity).

Loan amount based on repair needs; applicant provides labor to reduce costs

Key Details

  • Low-interest loans up to $85,000
  • For very low-income homeowners in eligible areas
  • Must provide at least 65% of labor
  • Repairs substandard housing
  • Contact TDHCA for Bell County eligibility

How to Apply

Deadline: Rolling applications; subject to funding availability

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