USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans for very low-income homeowners in eligible rural areas of Bell County to repair, improve, or modernize their homes. Loans are at 1% fixed interest for up to 20 years.

Loan amount based on repair needs and repayment ability; 1% interest over 20 years

Key Details

  • Loans up to $40,000 at 1% fixed interest
  • Very low-income homeowners in eligible rural areas
  • Up to 20-year repayment term
  • Repairs must remove health/safety hazards
  • Contact local USDA office for area eligibility

How to Apply

Deadline: Rolling applications

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