Find grants, rebates, forgivable loans, and free programs for Killeen, TX, filtered to your situation.
As of June 2026, 32 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Killeen, TX, with individual awards up to $126,526. 7 programs target seniors, 6 serve veterans, and 14 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 22 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home repairs for owner-occupied households in Killeen city limits with income at or below 80% AMI. Loan i...
Provides accessibility modifications for senior and disabled owner-occupants in Killeen, including ramps, grab bars, wid...
Emergency repair grant for immediate health and safety threats in owner-occupied homes with income at or below 50% AMI. ...
Federally funded program providing free energy efficiency improvements to income-qualified households in Bell County. Se...
Low-interest loans for very low-income homeowners in eligible rural areas of Bell County to repair, improve, or moderniz...
Grants for very low-income homeowners age 62+ in eligible rural areas of Bell County to remove health and safety hazards...
Grant for veterans with certain service-connected disabilities to help purchase or construct an adapted home, or modify ...
Grant for veterans with certain service-connected disabilities (such as blindness or loss of use of hands) to modify a h...
Oncor customers in Killeen can receive a professional AC tune-up for only $25 (valued at $150+). Service includes cleani...
Oncor offers rebates for energy efficiency improvements including insulation, air sealing, duct sealing, and HVAC upgrad...
Rebate for installing qualifying high-efficiency heat pump systems. Rebate amount varies by system efficiency (SEER2 rat...
Performance-based incentive for residential solar installations in Oncor territory. Incentive amount based on system siz...
Rebates for high-efficiency natural gas equipment including furnaces, water heaters, and tankless water heaters. Availab...
Low-interest home improvement loans for Texas veterans who own and occupy their home. Interest rates are typically below...
Low-interest loans for very low-income Texans to repair, renovate, or reconstruct substandard housing in eligible rural ...
Provides down payment and closing cost assistance combined with a 30-year fixed-rate mortgage for first-time homebuyers ...
Provides home repair grants for senior homeowners age 60+ in unincorporated Bell County with income at or below 80% AMI....
Free lead hazard assessment and abatement for qualifying homes built before 1978 where children under 6 reside or spend ...
Homestead exemption reduces the taxable value of a primary residence by $25,000 for school district taxes. Available to ...
Additional homestead exemption for homeowners age 65 or older. Reduces taxable value by additional $10,000 and freezes s...
Additional homestead exemption for homeowners receiving Social Security disability benefits. Reduces taxable value by ad...
Property tax exemption for disabled veterans based on VA disability rating. Ranges from $5,000 (10-29% disabled) to $12,...
Cost-sharing program to help low-income homeowners repair private water or sewer lateral lines. City covers up to 50% of...
Federal energy assistance program helping low-income households pay heating and cooling bills. Priority for seniors, fam...
Federal HOME funds for owner-occupied rehabilitation in Killeen. Provides forgivable loans for major repairs and improve...
Down payment and closing cost assistance for first-time homebuyers purchasing in Killeen city limits. Provided as a defe...
Free homebuyer education classes covering budgeting, mortgage options, home maintenance, and the buying process. Require...
Federal disaster recovery funds for homeowners affected by presidentially declared disasters in Texas. Provides rehabili...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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32 programs are currently listed for Killeen, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Killeen, 22 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.