USDA Section 504 Home Repair Loan & Grant

About This Program

USDA loans and grants to very-low-income homeowners in eligible rural areas near Kingsport to repair, improve, or modernize their homes. Seniors (62+) may qualify for grant funds up to $10,000 to remove health and safety hazards.

Combination of low-interest loan (1%) and grant for seniors

Key Details

• Loan up to $27,500 at 1% interest
• Grant up to $10,000 for seniors (62+)
• Income at or below 50% AMI required
• Must be in USDA-eligible rural area
• Removes health and safety hazards

How to Apply

A grant-savvy contractor in Kingsport, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round