USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Federal program for very-low-income homeowners in eligible rural areas near Knoxville. Provides loans up to $40,000 (1% interest, 20 years) and grants up to $10,000 for seniors 62+ to remove health and safety hazards.

Estimate combines typical loan and grant for senior homeowner

Key Details

  • Up to $40,000 loan at 1% interest
  • Up to $10,000 grant for seniors 62+
  • Very low income required (50% AMI)
  • Eligible rural areas only (outside Knoxville city)
  • Removes health and safety hazards

How to Apply

Deadline: Year-round applications

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