USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest (1%) loan up to $40,000 for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Kuna qualifies as a rural area under USDA eligibility.

20-year loan at 1% interest; monthly payment approximately $184 per $40,000

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $40,000 at 1% interest for home repairs
  • For very low-income homeowners in rural areas
  • Kuna is an eligible USDA rural area
  • 20-year repayment term
  • Can be combined with Section 504 grant

How to Apply

A grant-savvy contractor in Kuna, ID can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Kuna early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Kuna, ID

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs