USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program for very low-income homeowners in eligible rural areas near La Crosse to repair, improve, or modernize their homes. Loans up to $40,000 at 1% interest; grants up to $10,000 for seniors 62+ unable to repay a loan to remove health and safety hazards.

Grant portion available only to seniors 62+ who cannot afford loan repayment

Key Details

  • Loan up to $40,000 at 1% interest
  • Grant up to $10,000 for seniors 62+ (no repayment)
  • Must be in USDA-eligible rural area
  • Very low income required (50% AMI or below)
  • Covers health/safety hazards and accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(715) 345-7615

A grant-savvy contractor in La Crosse, WI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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