USDA Section 504 Home Repair Loan & Grant

About This Program

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants (up to $10,000) available only to seniors 62+ who cannot repay a loan. Loans up to $40,000 at 1% interest for 20 years. La Mirada may not qualify as rural; verify eligibility with USDA.

Grant $10,000 for seniors 62+, or 1% loan up to $40,000 for others

Key Details

• Grants up to $10,000 for seniors 62+ (very low income)
• Loans up to $40,000 at 1% interest
• Must be in eligible rural area (verify La Mirada eligibility)
• Covers health and safety repairs
• Income at or below 50% AMI for grants

How to Apply

A grant-savvy contractor in La Mirada, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications