USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA provides loans and grants to very-low-income homeowners in eligible rural areas near La Quinta to repair, improve, or modernize homes. Seniors 62+ may qualify for grants up to $10,000 for accessibility and safety hazards. Loans available up to $40,000 at 1% interest.

Estimate assumes combination of maximum grant plus partial loan for qualifying senior

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • For very low-income homeowners
  • Must be in eligible rural/semi-rural areas
  • Covers health, safety, and accessibility repairs

How to Apply

A grant-savvy contractor in La Quinta, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in La Quinta early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Apply year-round through local USDA office

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in La Quinta, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs