USDA Section 504 Home Repair Loan (Lake Charles Area)

USDA Rural Development Louisiana

Available Home Repair

About This Program

Federal program providing loans and grants to very-low-income homeowners in eligible rural areas near Lake Charles to repair, improve, or modernize their homes. Seniors (62+) may qualify for grant funds up to $10,000 for accessibility improvements.

Combined loan and grant package for rural homeowners

Key Details

  • Loan up to $40,000 at 1% interest
  • Grant up to $10,000 for seniors (62+)
  • Very low income required (50% AMI or less)
  • Must be in eligible rural area near Lake Charles
  • Covers major repairs and accessibility modifications

How to Apply

Get free help applying Visit Official Program Page Track this program

(318) 473-7920

A grant-savvy contractor in Lake Charles, LA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Lake Charles, LA contractors

Find More Programs in Lake Charles, LA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs