USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Loans up to $40,000 at 1% interest; grants up to $10,000 for seniors 62+ to remove health and safety hazards.

Grant of up to $10,000 for seniors; loan up to $40,000 at 1% interest

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Income at or below 50% AMI required
  • For rural and some suburban areas
  • Covers health, safety, and accessibility repairs

How to Apply

A grant-savvy contractor in Lake Oswego, OR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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