USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

USDA provides very low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes, or remove health and safety hazards. Grants available only to seniors 62+.

Grant portion up to $7,500 for seniors; loan up to $40,000 at 1% interest

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grants up to $7,500 for seniors 62+
  • Loans up to $40,000 at 1% interest
  • Very low-income requirement
  • Must be in eligible rural area
  • Covers repairs, accessibility, health hazards

How to Apply

A grant-savvy contractor in Lakeland, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lakeland early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling, subject to annual funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Lakeland, WA

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