USDA Section 504 Home Repair Loan & Grant

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

USDA provides low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants available only to seniors age 62+ who cannot repay a loan. Some areas of Pierce County may qualify.

Grant portion available only to seniors 62+ unable to repay loan

Key Details

  • Low-interest loans up to $40,000
  • Grants up to $10,000 for seniors 62+
  • Very low income requirement (50% AMI)
  • For rural and some suburban areas
  • Covers health/safety repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(360) 704-7740

A grant-savvy contractor in Lakewood, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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