Find grants, rebates, forgivable loans, and free programs for Lancaster, TX, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lancaster, TX, with individual awards up to $500,000. 7 programs target seniors, 3 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program administered by TDHCA that provides free energy efficiency improvements to income-eligible hous...
CDBG-funded forgivable loan program for major home repairs and rehabilitation for income-qualified owner-occupants in La...
Provides emergency home repair grants for health and safety hazards threatening owner-occupied households in Lancaster w...
Oncor provides rebates for qualifying energy-efficient upgrades including HVAC systems, insulation, air sealing, and wat...
Rebate for installation of qualifying high-efficiency electric heat pump systems in Oncor service territory. Equipment m...
Free weatherization services for income-qualified Atmos Energy natural gas customers, including caulking, weather-stripp...
USDA provides low-interest loans and grants for repairs to homes in eligible rural areas. Grants up to $10,000 available...
Grant for veterans with certain service-connected disabilities to adapt or purchase a specially adapted home. Covers mod...
Grant for veterans with certain service-connected disabilities to make accessibility adaptations to a home. Covers modif...
HUD-funded program to identify and remediate lead-based paint hazards in Dallas County homes built before 1978 where chi...
TDHCA provides down payment and closing cost assistance for first-time homebuyers in Texas, including Lancaster. Assista...
CDBG-funded program providing grants for accessibility modifications for Lancaster residents with disabilities. Covers w...
Below-market interest rate home loans for Texas veterans. Offers competitive rates, low down payment options, and flexib...
Lancaster homeowners age 65 or older qualify for an additional $10,000 homestead exemption from school district taxes, p...
Lancaster homeowners with qualifying disability designation from Social Security Administration or Railroad Retirement B...
Texas law exempts added home value from solar panel installation from property taxes. Lancaster homeowners also protecte...
Assistance program for income-qualified Lancaster homeowners facing emergency sewer lateral failures. Covers repair or r...
When active, provides assistance to Texas homeowners recovering from federally declared disasters. Funds vary by disaste...
HUD HOME funds administered by Dallas County for owner-occupied rehabilitation in eligible areas. Provides forgivable lo...
Grant program specifically for Lancaster senior homeowners (60+) needing minor to moderate home repairs. Designed to hel...
Rebate for installation of qualifying high-efficiency natural gas furnaces (95% AFUE or higher) for Atmos Energy custome...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Lancaster, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Lancaster, 17 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.