USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

Federal USDA program offering loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ in eligible rural areas near Lawrence to repair, improve, or modernize homes or remove health and safety hazards. Grants available for seniors unable to repay loans.

Grant portion for seniors 62+, loan at 1% interest for other eligible households

Key Details

  • Grant up to $10,000 for seniors 62+
  • Loan up to $40,000 at 1% interest
  • Very low income required (50% AMI)
  • Removes health and safety hazards
  • Eligible rural areas near Lawrence

How to Apply

Get free help applying Visit Official Program Page Track this program

(978) 794-3038

A grant-savvy contractor in Lawrence, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Contact local office for current availability

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