Indiana Housing & Community Development Authority Owner-Occupied Rehabilitation

IHCDA

Available Home Repair

About This Program

IHCDA provides forgivable loans for major home repairs to low-income homeowners in Indiana. Funding prioritizes health and safety repairs including roofing, HVAC, plumbing, electrical, and structural issues. Loan is forgiven after 5 years of continued owner-occupancy.

Forgivable loan covering typical major repair costs, no repayment if 5-year occupancy maintained

Key Details

  • Forgivable loan up to $25,000
  • Income at or below 80% AMI required
  • Must be owner-occupied in Indiana
  • Forgiven after 5 years of occupancy
  • Covers health and safety repairs

How to Apply

A grant-savvy contractor in Lawrence, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling basis, subject to fund availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Lawrence, IN

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