Find grants, rebates, forgivable loans, and free programs for Lawrence, IN, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lawrence, IN, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 15 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
IHCDA provides forgivable loans for major home repairs to low-income homeowners in Indiana. Funding prioritizes health a...
Federal weatherization program administered through local Community Action Agencies, providing free energy efficiency im...
Marion County provides grants for essential home repairs to low-income owner-occupants. Program addresses health and saf...
AES Indiana offers rebates for installing qualifying air-source or ground-source heat pumps. Rebate amounts vary based o...
Rebate for adding insulation to attics, walls, or crawl spaces in homes served by AES Indiana. Must meet R-value require...
Rebate for purchasing and installing an eligible smart thermostat. Device must be Wi-Fi enabled and allow for demand res...
Citizens Energy Group offers a 50/50 cost-share program for replacing aging water service lines from the main to the hom...
USDA provides low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or...
VA grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessib...
VA grant for veterans with certain service-connected disabilities to adapt a family member's home where they reside. Qua...
State-funded program to reduce lead-based paint hazards in homes built before 1978 with children under age 6 or pregnant...
Grant program for accessibility modifications to enable disabled or elderly homeowners to remain in their homes. Covers ...
Federal HOME funds administered by IHCDA for comprehensive home rehabilitation. Provides forgivable loans for major repa...
Rebate for installing a high-efficiency electric water heater or heat-pump water heater. Higher rebates for ENERGY STAR ...
Citizens Energy Group offers a 50/50 cost-share program for replacing failing sewer lateral lines from the home to the m...
Indiana's net metering program allows homeowners with solar panels to receive credit for excess electricity sent back to...
Federal tax credit covering 30% of the total cost of installing a residential solar energy system, including equipment, ...
Indiana's homestead deduction reduces property taxes for owner-occupied homes by up to 60% of assessed value, capped at ...
Additional property tax deduction available to Indiana homeowners age 65 or older. Provides supplemental deduction beyon...
Rebate for replacing old windows with ENERGY STAR certified energy-efficient windows. Minimum of 6 windows must be repla...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Lawrence, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Lawrence, 16 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.