USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA provides low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants available only to seniors 62+ for accessibility and safety hazards. Must be unable to obtain affordable credit elsewhere.

Estimate includes typical grant plus loan amount for qualifying senior homeowner

Key Details

  • Loan up to $40,000 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very low income required (50% AMI or below)
  • For homes in designated rural areas
  • Must be unable to get credit elsewhere

How to Apply

Get free help applying Visit Official Program Page Track this program

(317) 290-3100

A grant-savvy contractor in Lawrence, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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