USDA Section 504 Home Repair Program

About This Program

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes or remove health and safety hazards. Grants up to $10,000 available for seniors 62+ who cannot repay a loan.

Grant amount for seniors; loan for others at 1% interest over 20 years

Key Details

• Loans up to $40,000 at 1% interest
• Grants up to $10,000 for seniors 62+ who cannot repay loan
• Must be very low income (50% AMI or below)
• Property must be in eligible rural area
• Covers health, safety, and accessibility repairs

How to Apply

A grant-savvy contractor in Leander, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding availability