USDA Section 504 Home Repair Loan & Grant

About This Program

USDA program for very-low-income homeowners in eligible rural areas to repair or improve their homes. Loans up to $40,000 at 1% interest for 20 years; grants up to $10,000 for seniors 62+ to remove health and safety hazards. Leavenworth eligibility varies by location.

Seniors 62+ may combine loan and grant up to $50,000 total

Key Details

• Loan up to $40,000 at 1% interest
• Grant up to $10,000 for seniors 62+
• Must be very low income (50% AMI)
• Owner-occupied in eligible rural area
• Addresses health, safety, accessibility

How to Apply

A grant-savvy contractor in Leavenworth, KS can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications year-round