USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans for very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Interest rate of 1% with up to 20-year term. Note: Levittown may not qualify as rural; check with USDA.

Low-interest loan (1%) for very-low-income homeowners in eligible areas

Key Details

  • Loan up to $40,000 at 1% interest
  • Very-low-income requirement (50% AMI)
  • Must be in USDA-eligible rural area
  • Owner-occupied homes only
  • Levittown eligibility may be limited

How to Apply

A grant-savvy contractor in Levittown, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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