USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest (1%) loan up to $40,000 for low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Available in USDA-designated areas; portions of Lexington may qualify.

Very low 1% interest loan with 20-year term for qualifying rural homeowners

Key Details

  • 1% interest loan up to $40,000
  • Low income required (under 80% AMI)
  • 20-year repayment term
  • Covers repairs, improvements, accessibility
  • Only eligible rural areas of Lexington qualify

How to Apply

Get free help applying Visit Official Program Page Track this program

(978) 692-7962

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Deadline: Ongoing, subject to local USDA office availability

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