USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas near Lexington to repair or improve homes. Seniors age 62+ may qualify for grants up to $10,000 to remove health and safety hazards.

Grant amount for seniors 62+; loan amount for others based on income and need

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Rural areas near Lexington eligible
  • Removes health and safety hazards

How to Apply

Deadline: Applications accepted year-round

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