Home Improvement Grants in Live Oak.

Find grants, rebates, forgivable loans, and free programs for Live Oak, CA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Live Oak, CA, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 11 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per household

California Weatherization Assistance Program (WAP)

Federally-funded program providing free energy efficiency upgrades to low-income households in California. Services incl...

Weatherization
Loans up to $30,000

CalHFA Home Repair Loan Program

Low-interest home repair loans for California homeowners through CalHFA. Funds can be used for essential repairs, access...

Home Repair
Deferred loan up to $35,000

Sutter County Owner-Occupied Rehabilitation Program

Provides deferred, zero-interest loans to income-eligible homeowners in unincorporated Sutter County and Live Oak for ma...

Home Repair
Grant up to $10,000

Sutter County Emergency Home Repair Grant

Emergency repair grants for very low-income homeowners in Live Oak and Sutter County facing immediate health and safety ...

Emergency
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA loans and grants for very low-income rural homeowners to repair, improve, or modernize their homes or remove health...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make accessibility modifications to their primary resi...

Veterans
Free energy upgrades

PG&E Energy Savings Assistance Program

Free energy-saving improvements for income-qualified PG&E customers in Live Oak. Services include attic insulation, weat...

Energy
Rebates up to $3,000

PG&E Heat Pump Rebate Program

Rebates for PG&E customers who install qualifying high-efficiency electric heat pumps for space heating and cooling. Inc...

Energy
Rebates up to $1,000

PG&E Heat Pump Water Heater Rebate

Rebates for PG&E customers who install ENERGY STAR certified heat pump water heaters. Heat pump water heaters use 60% le...

Energy
Incentives vary by system size

California SGIP Battery Storage Incentive

Self-Generation Incentive Program provides rebates for installing battery energy storage systems in PG&E territory. High...

Solar/Renewable
Performance-based incentives

California Solar Initiative (CSI)

Incentives for installing solar photovoltaic systems on existing residential properties in PG&E service territory. Progr...

Solar/Renewable
Grants up to $5,000

Sutter County Senior Home Repair Program

Grants for minor home repairs and accessibility modifications for low-income seniors age 60+ in Sutter County. Program h...

Seniors & Disability
Up to $15,000 per unit

California Lead Hazard Reduction Program

State-funded lead hazard control services for pre-1978 homes with children under age 6 or pregnant women. Free lead test...

Home Repair
Grants up to $20,000

Sutter County ADA Accessibility Grant

Grants for accessibility modifications to owner-occupied homes in Live Oak and Sutter County for residents with disabili...

Seniors & Disability
Loans up to $10,000

Sutter County Sewer Lateral Repair Program

Low-interest loans for owner-occupants in Live Oak to repair or replace failing sewer laterals connecting their home to ...

Home Repair
Up to $3,000 rebate

California Earthquake Brace + Bolt

Rebates up to $3,000 for homeowners who complete eligible seismic retrofit work on older wood-frame houses. Program avai...

Disaster
Grants up to $5,000

California Home Hardening Program

Grants for wildfire mitigation improvements in high fire-hazard zones. Covers installation of ember-resistant vents, dua...

Disaster
Up to $80,000 assistance

California Mortgage Relief Program

Provides relief for homeowners facing financial hardship who are behind on mortgage payments or property tax payments, o...

Home Repair
Up to $2,000 per parcel

CAL FIRE Defensible Space Cost-Share Grant

Cost-share grants to create or maintain defensible space around homes in State Responsibility Areas. Covers vegetation r...

Disaster
Postpones all or part of property taxes

California Property Tax Postponement

Allows seniors 62+, blind, or disabled homeowners with limited income to defer payment of property taxes on their princi...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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