Find grants, rebates, forgivable loans, and free programs for Livingston, NJ, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Livingston, NJ, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Free weatherization services for income-eligible households including insulation, air sealing, heating system repairs, a...
Rebates for energy efficiency improvements including insulation, air sealing, HVAC upgrades, and duct sealing. Requires ...
Rebates for installation of energy-efficient air source heat pumps and geothermal systems. Higher rebates available for ...
Solar system owners earn SRECs for electricity produced, which can be sold for additional income. Combined with federal ...
Low-interest home improvement loans for income-eligible homeowners in New Jersey. Funds can be used for repairs, renovat...
Forgivable loans for essential home repairs for low-income homeowners in Essex County communities including Livingston. ...
Free lead hazard assessment and abatement for homes built before 1978 with children under 6 or pregnant women. Priority ...
Emergency home repairs and accessibility modifications for senior homeowners age 60+ in Essex County. Covers critical he...
Grants for disabled veterans to modify homes for wheelchair accessibility. Eligible veterans have service-connected disa...
Grants for veterans with severe service-connected disabilities (loss of use of both lower extremities, blindness in both...
Low-interest loans and grants for very-low-income homeowners to repair, improve, or modernize homes in rural areas. Gran...
Direct property tax relief for New Jersey homeowners and renters meeting income thresholds. Homeowners can receive up to...
Grants for home modifications to make residences accessible for individuals with disabilities. No income requirement. Co...
Rebates for installing ENERGY STAR certified electric or gas water heaters, including heat pump water heaters. Higher re...
Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Must b...
Low-interest loans for repair or replacement of failing septic systems in Essex County. Available to homeowners with doc...
Matching grants for preservation and restoration of historically significant properties listed on or eligible for the St...
Low-interest financing for energy efficiency and renewable energy improvements to commercial and industrial properties i...
Rebates for purchasing and installing qualifying smart thermostats that help manage heating and cooling efficiently. Mus...
Comprehensive home energy upgrade program combining rebates for multiple improvements. Requires Home Energy Assessment, ...
Free energy efficiency upgrades for income-eligible households including insulation, air sealing, HVAC repair/replacemen...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Livingston, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Livingston, 15 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.