USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans up to $40,000 for very low-income rural homeowners to repair, improve, or modernize their homes. Lolo qualifies as a rural area eligible for USDA assistance. Loans offered at 1% fixed interest for up to 20 years.

Loan at 1% interest with 20-year term for eligible repairs and improvements

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $40,000 at 1% fixed interest
  • For very low-income rural homeowners
  • Up to 20-year repayment term
  • Must be owner-occupied primary residence
  • Income at or below 50% area median

How to Apply

A grant-savvy contractor in Lolo, MT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lolo early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Lolo, MT

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs