Home Improvement Grants in Lolo.

Find grants, rebates, forgivable loans, and free programs for Lolo, MT, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lolo, MT, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 10 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $10,000 in weatherization improvements

Montana Weatherization Assistance Program (WAP)

Free weatherization services to reduce energy costs for income-qualified Montana households. Program installs insulation...

Weatherization
Up to $40,000 loan at 1% interest

Montana Housing Finance Authority Rehabilitation Loan

Low-interest rehabilitation loans for eligible Montana homeowners to address major home repairs and improvements. Loans ...

Home Repair
Free lead hazard assessment and remediation

Montana Lead-Based Paint Hazard Control Program

Free lead hazard assessment, testing, and abatement services for Montana homes built before 1978 where children under ag...

Home Repair
Up to $2,000 rebate

NorthWestern Energy Insulation Rebate

Cash rebates for attic, wall, and floor insulation upgrades in homes served by NorthWestern Energy. Rebate amount varies...

Weatherization
Up to $1,500 per unit

NorthWestern Energy Heat Pump Rebate

Rebates for energy-efficient electric heat pumps including ductless mini-splits and central air-source heat pumps. Highe...

Weatherization
Up to $600 rebate

NorthWestern Energy Water Heater Rebate

Rebates for ENERGY STAR certified electric water heaters including standard tank models and heat pump water heaters. Hea...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans up to $40,000 for very low-income rural homeowners to repair, improve, or modernize their homes. Lolo...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants up to $10,000 for very low-income senior homeowners (age 62+) in rural areas to remove health and safety hazards....

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to construct or modify a home to accommodate their disab...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a home to meet their needs. Covers modification...

Veterans
Up to $25,000 deferred loan

Missoula County HOME Program

Federal HOME Investment Partnerships Program funds administered by Missoula County for owner-occupied rehabilitation. De...

Home Repair
Up to $7,500 in weatherization services

Missoula Aging Services Weatherization

Weatherization assistance specifically for seniors age 60+ in Missoula County including Lolo area. Services include insu...

Seniors & Disability
Up to $10,000 grant

Montana DEQ Septic System Upgrade Grant

Cost-share grants for replacement or repair of failing septic systems in Montana. Program covers up to 50% of project co...

Home Repair
Up to $7,500 grant

Montana Rural Water Well Grant

Grants for rural Montana homeowners to develop or improve private water wells and springs. Covers drilling, pump install...

Home Repair
Property tax reduction varies by income

Montana Property Tax Assistance Program

Property tax relief for Montana seniors age 62+, surviving spouses, disabled veterans, and people with disabilities. Red...

Property Tax Relief
Up to $1,000 rebate

NorthWestern Energy Window Rebate

Rebates for ENERGY STAR certified window replacement projects. Rebate amount based on number of windows installed and en...

Weatherization
Up to $500 emergency energy assistance

Montana Energy Share

Emergency energy assistance program for Montana households facing utility shutoff or out of fuel. Provides one-time assi...

Energy
Up to $1,200 heating assistance

Montana Low Income Energy Assistance Program (LIHEAP)

Federal energy assistance program helping low-income Montana households pay heating bills. Benefits vary by household si...

Energy
Up to $15,000 for accessibility modifications

Missoula County ADA Modification Program

CDBG-funded grants for accessibility modifications for Missoula County residents with disabilities. Covers wheelchair ra...

Seniors & Disability
Up to $1,500 tax credit

Montana Residential Alternative Energy Tax Credit

Montana state tax credit for residential renewable energy systems including solar photovoltaic, solar thermal, wind, and...

Solar/Renewable
$100 instant rebate

NorthWestern Energy Smart Thermostat Rebate

Instant rebate on purchase of qualifying smart thermostats through NorthWestern Energy's online store. Smart thermostats...

Weatherization

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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