USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize homes or remove health and safety hazards. Grants up to $10,000 available for seniors 62+ who cannot repay a loan. Note: Most of Lombard is not designated rural; eligibility should be verified.

Combination of low-interest loan and grant for eligible seniors

Key Details

  • Low-interest loans up to $40,000 for repairs
  • Grants up to $10,000 for seniors 62+ who cannot repay loan
  • Income at or below 50% AMI required
  • Property may need to be in designated rural area
  • Covers health, safety, and accessibility improvements

How to Apply

Get free help applying Visit Official Program Page Track this program

(217) 403-6222

A grant-savvy contractor in Lombard, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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