USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Provides low-interest loans and grants to very low-income homeowners in rural areas to repair, improve, or modernize their homes, or remove health and safety hazards. Grants up to $10,000 available for seniors 62+ who cannot repay a loan.

Grant amount for seniors 62+; loans for others at 1% interest

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Must be in designated rural area
  • Removes health and safety hazards

How to Apply

A grant-savvy contractor in Lompoc, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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