FHA 203(k) Rehabilitation Mortgage

Federal Housing Administration (FHA) / HUD

Active Home Repair

About This Program

The FHA 203(k) program allows homebuyers and homeowners to finance up to $35,000 in repairs (Limited 203k) or extensive rehabilitation costs (Standard 203k) into a single FHA mortgage. This is a loan product, not a grant. The Standard 203(k) requires a HUD-approved consultant and covers structural work; the Limited version covers non-structural improvements.

Loan product, monthly mortgage payments required

Key Details

  • Roll renovation costs into a single FHA mortgage
  • Limited 203(k): up to $35,000 for non-structural improvements
  • Standard 203(k): full rehab including structural work
  • Minimum 3.5% down payment; 580+ credit score typically required
  • Contact a HUD-approved FHA lender to apply

How to Apply

Visit Official Program Page Track this program

800-569-4287

Deadline: Rolling

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find Contractors in Los Angeles, CA Are You a Contractor? Get Listed

Find More Programs in Los Angeles, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs