USDA Rural Development
USDA program providing low-interest loans and grants to very low-income homeowners in eligible rural areas to repair or improve their homes. Grants up to $10,000 available for seniors 62+ to remove health and safety hazards. Los Gatos area eligibility varies by address.
Loans at 1% interest up to $40,000; grants up to $10,000 for seniors 62+
Data last verified 2026-06-09. How we verify our data.
A grant-savvy contractor in Los Gatos, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Los Gatos early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Deadline: Applications accepted year-round
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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