Home Improvement Grants in Los Gatos.

Find grants, rebates, forgivable loans, and free programs for Los Gatos, CA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Los Gatos, CA, with individual awards up to $150,000. 4 programs target seniors, 2 serve veterans, and 14 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to 20% of purchase price or $150,000

CalHFA Dream For All Shared Appreciation Loan

Provides down payment assistance equal to 20% of the purchase price (up to $150,000) for first-time homebuyers in Califo...

Homebuyer
Up to $8,000 per household

California Weatherization Assistance Program (WAP)

Federally funded program administered by the State of California to improve energy efficiency in low-income households. ...

Weatherization
Up to $6,500 in rebates

PG&E Home Upgrade Program

PG&E offers rebates for comprehensive home energy efficiency upgrades including insulation, air sealing, and duct sealin...

Weatherization
Up to $3,000 rebate

PG&E Heat Pump Water Heater Rebate

Rebate for replacing existing electric or gas water heaters with ENERGY STAR certified heat pump water heaters. Addition...

Energy
Up to $6,000 rebate

PG&E Central Heat Pump HVAC Rebate

Rebate for installing central electric heat pump HVAC systems that replace gas furnaces or add cooling to existing homes...

Energy
Up to $1,000 rebate

PG&E EV Charger Rebate

Rebate for purchasing and installing a Level 2 electric vehicle charging station at single-family homes. Covers eligible...

Energy
Deferred loan up to $50,000

Santa Clara County Owner-Occupied Rehabilitation Program

Provides deferred, zero-interest loans to low-income homeowners in unincorporated Santa Clara County for major home repa...

Home Repair
Up to $3,000 grant

Santa Clara County Seismic Retrofit Grant

Matching grant program to help homeowners retrofit wood-frame houses built before 1980 to better withstand earthquakes. ...

Home Repair
Up to $10,000 grant

Santa Clara County Accessibility Modification Program

Provides grants to low-income seniors and adults with disabilities for home accessibility modifications such as wheelcha...

Seniors & Disability
Free lead hazard remediation

California Lead Hazard Reduction Program

State-administered HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 homes with young ch...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program providing low-interest loans and grants to very low-income homeowners in eligible rural areas to repair or ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Provides grants to veterans with certain service-connected disabilities to construct, purchase, or modify a home to meet...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Provides grants to veterans with certain service-connected disabilities to adapt a home to meet disability needs. Includ...

Veterans
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit for 30% of the cost of installing solar panels and battery storage systems on residential properties....

Solar/Renewable
Up to $250-$1,000 per kWh

SGIP Battery Storage Rebate

California state program providing rebates for residential battery storage systems. Enhanced rebates available for incom...

Solar/Renewable
Up to $4,000 per property

Santa Clara Valley Water District Landscape Rebate

Rebate for replacing turf lawns with drought-tolerant, water-efficient landscaping. Provides $2 per square foot for resi...

Home Repair
Up to $160 per toilet

Santa Clara Valley Water District Toilet Rebate

Rebate for replacing older toilets with high-efficiency models that use 1.28 gallons or less per flush. Provides $80-$16...

Home Repair
Up to $100 rebate

Santa Clara Valley Water District Clothes Washer Rebate

Rebate for purchasing ENERGY STAR certified high-efficiency clothes washers. Models must meet water factor and modified ...

Energy
Up to $10,000 grant

California Fire Safe Home Hardening Grant

Provides grants to income-eligible homeowners in high fire hazard severity zones for home hardening improvements such as...

Disaster
Up to $35,000 down payment assistance

CalHFA MyHome Assistance Program

Provides down payment and closing cost assistance loans to first-time homebuyers in California. Offered as a junior lien...

Homebuyer
Defers property taxes

California Property Tax Postponement Program

State program that allows eligible homeowners 62 or older, blind, or disabled with limited income to defer current-year ...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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