KHC Down Payment Assistance Program
Kentucky Housing Corporation
About This Program
The Grant Map catalogs KHC Down Payment Assistance Program in its Louisville, KY research directory. Directory placement does not confirm current service coverage or eligibility; verify both with the program administrator.
Second mortgage providing up to $12,500 toward down payment and closing costs for Kentucky homebuyers. Available in $100 increments at 4.75% fixed rate over 15 years. No liquid asset review required and no cap on borrower reserves.
Repayable second mortgage at 4.75% over 15 years; available through KHC-approved lenders
The cited program-specific URL responded on 2026-07-21; confirm current terms.
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for Louisville, KY, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- Louisville Metro CDBG Home Repair Up to $25,000
- Lead-Safe Louisville Up to $15,000
- LMHA Home Preservation Program Monthly subsidy + repair assistance
- Louisville Landbank Development Program Properties from $1
Key Details
- Up to $12,500 for down payment and closing costs
- 15-year repayable second mortgage at 4.75% fixed rate
- Available to first-time and repeat buyers statewide
- No liquid asset review or cap on borrower reserves
- Apply through any KHC-approved lender
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Louisville.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing through KHC-approved lenders
Questions about this program?
Email us at no charge. Messages are reviewed manually, but a response time is not guaranteed.
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Frequently asked questions
What amount is listed for KHC Down Payment Assistance Program in Louisville, KY?
The Grant Map record states: Up to $12,500. Confirm the current amount and eligible costs with the administrator.
How do I apply for KHC Down Payment Assistance Program in Louisville, KY?
Confirm the application route directly with Kentucky Housing Corporation; use the cited source on this page as a starting point or call 502-564-7630. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Louisville, KY
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
See All Programs