KHC Down Payment Assistance Program

About This Program

Second mortgage providing up to $12,500 toward down payment and closing costs for Kentucky homebuyers. Available in $100 increments at 4.75% fixed rate over 15 years. No liquid asset review required and no cap on borrower reserves.

Repayable second mortgage at 4.75% over 15 years; available through KHC-approved lenders

Key Details

• Up to $12,500 for down payment and closing costs
• 15-year repayable second mortgage at 4.75% fixed rate
• Available to first-time and repeat buyers statewide
• No liquid asset review or cap on borrower reserves
• Apply through any KHC-approved lender

How to Apply

Deadline: Ongoing through KHC-approved lenders