USDA Section 504 Home Repair Grants & Loans

USDA Rural Development

Available Home Repair

About This Program

Provides grants and low-interest loans to very low-income homeowners in eligible rural areas to remove health and safety hazards. Grants available only to seniors (62+) who cannot repay a loan.

Grant portion (up to $7,500) for seniors 62+; loan portion available at 1% interest

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grant up to $7,500 for seniors 62+ who cannot repay loan
  • Low-interest loan up to $20,000 at 1% for others
  • Income at or below 50% AMI required
  • Must be in USDA-eligible rural area
  • Covers health and safety hazards, accessibility modifications

How to Apply

A grant-savvy contractor in McDonough, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in McDonough early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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