McKinney Owner-Occupied Rehabilitation Program

City of McKinney Community Development (CDBG)

Available Home Repair

About This Program

Provides major home rehabilitation assistance to low- and moderate-income owner-occupants in McKinney. Loan is forgiven after 5 years of continued owner occupancy and compliance with program requirements including maintaining homeowners insurance and property taxes.

Forgivable loan up to $30,000; no repayment required if occupancy maintained for 5 years

Key Details

  • Forgivable loan up to $30,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in McKinney city limits
  • Loan forgiven after 5 years of compliance
  • Covers roofing, HVAC, plumbing, electrical, structural work

How to Apply

Deadline: Rolling applications, subject to funding availability

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