THDA Emergency Repair Program (ERP)

Tennessee Housing Development Agency

Seasonal Emergency Repair

About This Program

Corrects life-threatening emergencies (roof collapse, HVAC failure, septic failure) for elderly (60+) or disabled low-income homeowners. Up to $25,000 per household. State allocated $2.7M for 2026. Administered regionally by MidSouth Development District in Shelby County.

Age 60+ or disabled; low income; life-safety emergencies only

Key Details

  • Up to $25,000 for life-safety emergencies: roof, HVAC, septic
  • Age 60+ or disabled; low-income
  • Applications reopen August 2026
  • Contact MidSouth Development District: 901-432-4339

How to Apply

Deadline: Applications reopen August 2026, administered through MidSouth Development District

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